payday loan, cash advances, paycheck cash advance

Home

Application

About Us

Contact Us

Frequently Asked Questions

Privacy

VIP Log in

Site Map

Link to us

Financial Resources

Home

:: FAQ
 

payday loans, no credit check loans, paycheck loans, cash loans, loan

pay day military loans, payday advances, paycheck loan, loans, laon

 

Frequently Asked Questions

 
     
  What is a payday loan?  
  How does this work?  
  How do I repay?  
  How do I get cash in my account tomorrow?  
  How much does it cost?  
  How do I qualify?  
 

How long do it take to get money?

 
 

Are there any up-front fees?

 
 

How many loans can I take out at a time?

 
 

How much money can I borrow?

 
 

Do I need direct deposit?

 
 

Is this available in my state?

 
 

Is collateral required?

 
 

Do you check my credit?

 
 

What if I've filed bankruptcy?

 
 

Is this safe?

 
 

Why should I use you?

 
  What does the Electronic Signature Act mean to me?  
     

 

What is a payday loan?

A quick and simple way to obtain the cash you need until your next payday.  In most cases, your bank or credit union will require a minimum loan amount (usually $5,000), a thorough credit check, as well as several days to process your application.

A payday loan is also known as a payday advance, paycheck advance, deferred deposit, paycheck loan, cash advance, postdated check advance, sale/leaseback, purchase/rental, short term personal loan and signature loan.

How does this work?

Once approved, cash is electronically transferred via federally regulated EFT (Electronic Funds Transfer) also known as ACH (Automated Clearing House) into your checking account.  On your payday, you may either extend your loan by simply having the fees withdrawn from your checking account, or by paying off the loan.

How do I repay?

If you choose to extend your loan, simply contact us before your due date.  If you wish to pay off your loan, do nothing, and it will be electronically withdrawn from your checking account on your payday.

How do I get cash in my account tomorrow (next business day)?

Easy as 1-2-3!

1.  You must meet these simple requirements:

  • 18 years of age or older

  • Have an Active Checking or Savings Account

  • Employed or benefits

2.  Submit the completed no fax application. 

3.  A Secure Loan Processing Representative will call you.

Hours:

Pacific Standard Time PST
8:00 AM to 6 PM Monday - Friday (Saturday: 9:00 AM - 3 PM - Closed Sundays)
Mountain Standard Time MST
9:00 AM to 7 PM Monday - Friday (Saturday: 10:00 AM - 4PM Closed Sundays)
Central Standard Time CST
10:00 AM to 8 PM Monday - Friday (Saturday:  11:00 AM - 5 PM Closed Sundays)
Eastern Standard Time CST
111:00 AM to 9 PM Monday - Friday (Saturday:  12:00 AM - 6 PM Closed Sundays)
 

How long does it take to get the money?

If we have received your COMPLETE  application and documentation by 12:00 PM Pacific Time, 1:00 PM Mountain Time, 2:00 PM Central Time, and 3:00 PM Eastern Time, and you are approved, the money will be in your account the following business day.

Are there any up-front fees?

No.  None!

How many loans can I have out at a time?

One. However "increases" may be available.

How much money can I borrow?

This is determined by your application.

Do I need direct deposit?

No.

Is collateral required?

No.

Do you check my credit?

Your credit is not checked with the major credit bureaus, however, we do use B P Bureau, TeleTrack, and SCAN which are NSF and Closed Account check reporting services.

What if I filed for bankruptcy?

No problem as long as the bankruptcy has been discharged.

Is this safe?

Yes.  Our application page is protected by THAWTE secure encryption.  The Secure Application page is secured using a Thawte Digital Certificate. This ensures that all information you send to us via the World Wide Web will be encrypted. If any other Internet user intercepts the communication he/she will only be able to see it in an encrypted (garbled) form. Certificate technology allows us to decrypt the information, and view it in plain text form. For more information on SSL digital certificates for web servers please see http://www.thawte.com/certs/server/overview.html

What Does the Electronic Signatures Act mean to me?

Basically, it imposes a uniform national standard permitting the use of electronic or digital signatures to enter into contracts and other legal agreements.  An electronic signature would be as legally valid and binding as a written signature.

If You Submit Your Application NOW,
You Could Have Funds in Your Account Tomorrow!

Why should I use you?

Not only are we the quickest, most convenient, and secure way to obtain the cash you need, but WE TRULY CARE.

loans

Click here for cash tomorrow

If you submit your application NOW,
you could have funds in your account tomorrow!

E-Mail:  customercare@payday-loan-cash-advance.com

Live Customer Care Representative:  1-877-754-4745

Toll Free Fax:  1-877-754-4745

24 Hours Information Hotline:  1-877-754-4745

Business Hours

 All rights reserved. 2012